M-Pesa Escrow · East Africa

The safest way to
buy and sell online
in Kenya and East Africa

Shikilia holds the buyer's payment in escrow until delivery is confirmed on WhatsApp. No more "nimelipiwa, situmi" or disappearing sellers. Both sides are protected — every single transaction.

📦 Register as a seller 💰 Pay into escrow
Trusted partners
Jeno-tech Solutions
Jo-Jo Mani Investment Limited
Securing social commerce across Kenya, Uganda & Tanzania.
M-Pesa integration
Works on any WhatsApp number
Instant escrow lock on payment
Dispute resolution in 48 hours
No monthly fee — pay per transaction
Used by sellers across Nairobi, Tanzania, Kampala
Auto-refund if seller goes silent
Works on any WhatsApp number
Instant escrow lock on payment
Dispute resolution in 48 hours
No monthly fee — pay per transaction
Used by sellers across Kenya, Nairobi, Tanzania, Kampala
Auto-refund if seller goes silent
How it works

Four steps. Zero guesswork.

Every Shikilia transaction follows the same protected path — from payment to payout, both sides know exactly where things stand.

01💳
Buyer pays via M-Pesa

The buyer gets an M-Pesa STK push directly to their phone. Payment goes into escrow — not to the seller — the moment it clears.

● FUNDS_LOCKED
02📦
Seller ships with confidence

A WhatsApp message confirms funds are held. The seller ships knowing the money is real and waiting. No more "nitalipia baadaye."

● SELLER_NOTIFIED
03📱
Buyer confirms via QR

On delivery, the buyer scans a unique QR code on WhatsApp to confirm the item arrived and matches what was agreed. One tap. That's it.

● DELIVERY_CONFIRMED
04✅
Seller paid out fast

Confirmation triggers payout directly to the seller. Usually under 60 seconds. Platform fee deducted transparently.

● RELEASED_TO_SELLER
Protection for everyone

Whether you're buying or selling —
Shikilia has your back.

Social commerce in Kenya moves fast. Shikilia puts trust back in the deal — without slowing anything down.

🛡️

If you're buying online in Kenya

Tired of sending M-Pesa to Instagram sellers who disappear? Shikilia holds your money until you actually receive what you paid for.

  • Your payment sits in escrow — not in the seller's account
  • You confirm delivery before funds are released
  • Item missing or not as described? Raise a dispute, get a refund
  • No need to trust a stranger with your money upfront
💼

If you're selling on WhatsApp, Instagram, or TikTok

Register in 2 minutes. Get a shareable store link. Buyers pay into escrow — you ship knowing the money is already locked and waiting.

  • See proof of payment before you ship anything
  • Get paid via M-Pesa the moment delivery is confirmed
  • Your own store link — works in WhatsApp, Instagram DMs, TikTok bio
  • Add and manage products directly from WhatsApp
2 min
Average time to register as a seller
< 60s
Payout time after delivery confirmed
100%
M-Pesa — no foreign cards needed
Built for Kenya and East Africa

The escrow service East African sellers have been waiting for

WhatsApp business in Kenya, Uganda, and Tanzania is worth billions — but most transactions still rely on blind trust. Shikilia changes that.

Instagram & TikTok sellers

Accept payment safely from followers

Share your Shikilia store link in your bio. Buyers pay via M-Pesa into escrow. You ship. Everyone wins.

WhatsApp business Kenya

Run your store entirely on WhatsApp

Add products, check your balance, manage orders — all via WhatsApp commands. No app download required.

Facebook Marketplace Kenya

Meet strangers safely — payment protected

Escrow means you don't have to trust a stranger's word. Funds are locked until the deal is done right.

Diaspora sending gifts home

Pay a Nairobi, Dar es Salaam, Kampala seller from anywhere

M-Pesa works across borders. Shikilia escrow works from any country — no borders, no hassles.

Stop guessing. Start trading with escrow.

Free to register. No monthly fee. Pay only when you make a sale. Works on any phone with WhatsApp and M-Pesa.

📦 Register free on WhatsApp 💰 Pay into escrow now